By Amaechi Agbo

Commissioned on 19^th November by the Enugu State Governor, the Umuchinemere ProCredit Microfinance Bank (UPMFB) has commenced full operations to serve the needs of the university banking community.

Established over 29 years ago, Umuchinemere ProCredit Microfinance Bank has become a household name in microfinance banking establishing itself as the people’s bank with hi-tech facilities, committed and professional staff.

Umuchinemere ProCredit Microfinance Bank (UPMFB) is in ESUT to empower and uplift individuals, businesses, staff and students within the University community with the mission to providing financial solutions tailored towards meeting the unique needs of entrepreneurs, students, faculty members, and staff.

Their services include but not limited to:

• Medium, Small, and Micro Loans: they offer a wide range of micro-credit facilities to grow small businesses, enhance productivity, and support entrepreneurs in the ESUT community.
• Agric Loans: Designed for farmers to acquire farm inputs, expand operations, and boost productivity, with a 40% interest drawback from the Central Bank of Nigeria.
• Housing Microfinance: Assisting customers in acquiring land, constructing homes, and completing house projects with flexible repayment options and a maximum tenure of 36 months.
• Micro Leasing: Access essential tools, vehicles, and equipment for personal or business use through our leasing facilities to improve your quality of life.
• UP-Card (Mobile Wallet): Enjoy seamless banking by accessing cash from any ATM in Nigeria, reducing the need to visit our branches physically.

Their comprehensive Loan Options Include: Education Advancement Loan, Business Loans (for Christmas, weddings, or house improvements), Overdraft Facility, Salary Advances, School Support Loans for expansion and Workers’ Loans and more.

Why Choose UPMFB?

            •           They bring opportunities closer to you with multiple branches across Enugu and beyond.

            •           Flexible repayment terms designed to suit your financial capacity.

            •           Commitment to supporting your growth and financial independence.

• Dedicated and professional staff to ensure effective service delivery

ESUT UPMFB branch is located at opposite Fidelity Bank, ESUT. For inquiries, visit or reach them through the phone number: 08035922705

Umuchinemere ProCredit Microfinance Bank – Making Money Work for You!